How long do late payments stay on my credit report?

Your credit report can often make or break your loan applications. The potential lender will research your credit score from any of the three major credit rating agencies (Experian, Equifax, and TransUnion) to determine your eligibility for their loans. You will then be classified as a low risk, medium risk or high risk borrower, which will constitute one of the […]

How to Find a Same Day Dumpster Rental

Find a Same Day Dumpster Dumpster rentals make long-term, big home improvement projects much easier. Having a dumpster at your disposal for a set period motivates you to finish the project. Regardless of whether you’re working on a home renovation project or landscaping project, a dumpster will keep you on schedule and remove debris without delay. Same Day Dumpsters provides […]

How businesses can go green

Over the last few years, many companies have gone to great lengths to make their business environmentally sustainable. One of their main areas of motivation for doing this is the trend in customer preference for companies that are environmentally conscious. For example, according to a Harvard Business School study of 180 US companies (published in 2011), companies that had been […]

“Right of offset” – Protect your money and assets

What is the “Right of Compensation”? The “Right of Set-off” gives a lending institution (i.e. bank or credit union) a legal right to sixteen funds that a debtor may have in a deposit account or asset at that particular banking or financial institution, to cover a delinquent loan. It is also known as the “Right of Offset”. What are the […]

More functionality with Quickbooks Pro/Premier 2015

The new QuickBooks 2015 brings more functionality. While there are some new features, many are simply enhancements (which have been on the wish list for a long time). Get information about your business – While new to desktop QuickBooks, this has been a popular feature in QuickBooks Online (also known as QBO). This dashboard is a tab on your home […]

Why lease, not buy?

Businesses of all sizes and types must at some point purchase essential equipment to start, maintain, or expand their business enterprise. Two traditional methods of acquiring these assets are to use working capital or to borrow money from a bank. These options are not always feasible or advantageous. People often say that cash is king. Many companies want to have […]

How Much Does it Cost to Start a Counselling Business?

Cost to Start a Counselling Business There are many things you’ll need to start your own counselling business, including a secure office space, a reliable phone system, and office technology. You’ll also need an answering service and internet access, as well as a panic button or security code. In addition to all of these things, you’ll want to develop a […]

Why is “IT” on your resume?

Quite a few resumes have landed on my desk throughout my career. “Interesting” is an understatement when describing things I’ve seen, which often makes me ask the dreaded question… “Why is THAT on your resume?” I decided to share with you what “IT” is, along with some alternatives on what you can do instead of “IT”. The dreaded “IT” includes: […]

3 types of financial analysis and when they matter

Financial analysis is carried out using the information published in a company’s financial statements to assess the current financial position and past performance. Key financial performance indicators, such as liquidity, profitability, and solvency, among others, highlighted by this process, are used to determine the financial strengths and weaknesses of the business entity. This analysis can be done internally within the […]