7 ways to avoid war with your landlord

1. Do not make any changes without informing the owner This should be detailed in your contract, but in general, you are not allowed to make major changes to the property on your own initiative without informing the owner. This also applies to energy, water and internet providers. If you think you need to change because another provider offers better […]

Financial skills: opening a bank account

I was surprised when I asked parents to tell me about life skills they wish their children knew about, and there was a resounding request for children to learn how to open a bank account. Similarly, there was a great call for: How to budget and balance accounts How to write checks and pay bills And how to start saving […]

Simple Guide to Implement Cost of Work Calculation for Payroll Expenses in QuickBooks 2018

SMBs and other midsize businesses have taken a breather after the moment when QuickBooks designer Intuit declared cloud implementation on the QuickBooks suite of software. For the business industry, time is nothing short of a period of revolution in which most SMBs had the opportunity to eliminate unwanted IT expenses. Intuit, the leader of the wisest decisions and strategies, chose […]

Associations in Canada

A partnership occurs when two or more people decide that they are going to work together in a business and register a form called a Partnership Registration and, in some cases, enter into a Partnership Agreement. There are three types of associations in Canada. A general partnership, a limited partnership, and a limited liability company. A general partnership occurs when […]

Convert a Collar Feature to a Ratio Kick

There are three potential scenarios for the collar position here: we can hold it until expiration, we can walk away from the trade once our target price has been hit, or we can convert it. In the example above, we converted the collar trade to a bullish call spread. In this example, we will convert the collar into a ratio […]

Should you go for an asset-based mortgage?

Often times, the self-employed and retirees have a hard time making a decision when shopping for a mortgage. The reason is that they don’t have an income statement to show, but they do have some assets under their ownership. If you are one of them, you may be wondering if you can qualify for a loan. In this article, we […]

The best tips for a successful job interview

Getting your dream job is not an easy task these days. There is a lot of competition out there, and you just have to live continuously if you want to make your dreams come true. Hard work and dedication are the most important attributes for job seekers. However, these two alone will not produce the desired success. You need a […]